Near Field Communication, or NFC wallet is one of the most popular payment methods
today. Thanks to NFC's one-click payment solutions, purchasing items and services have
never been more accessible. Samsung Pay, Google Pay, and a slew of other NFC wallets are
among the options. People often get confused about which wallet to use, Samsung Pay or
Google Pay. The focus in this blog post will be on Google Pay vs. Samsung Pay.
About Google Pay
Google Pay is a mobile payment app developed by Google. Users' debit and credit cards can
be saved on their phones and used for in-app purchases. You can store event tickets, boarding
passes, gift cards, and vouchers in this Google Pay digital wallet. If users like it, they can link
it to PayPal and make payments using it.
Any Android phone with NFC compatibility can enable Google Pay, allowing you to pay
with your phone even when you're in a store. G-Pay's Tap-to-Pay function is one of its finest
features since it makes contactless payment simple. IOS users may also utilize this software.
However, their options are limited.
Before Google Pay, Google released Android Pay for in-app transactions. Both apps joined in
early 2018, making it possible to send money to friends and conduct in-store payments.
About Samsung Pay
Samsung Pay is exclusively available to Samsung phone owners, so you'll need one to use it.
Samsung Pay employs both MST, or Magnetic Secure Transmission, and NFC.
The software allows making payments using contactless machines. MST imitates a credit
card's magnetic strips signal, making this feasible. It can also be used to store loyalty and
membership cards, and the user may pay with PayPal via Samsung Pay at the same time.
Google Pay and Samsung Pay comparison
Samsung isn't the greatest because of its mix of NFC and MST technologies, and Google Pay
is available on most phones and is available worldwide. So, let's go a little further to
see which is better, Android Pay or Samsung Pay.
Security
Google Pay and Samsung Pay are similar in terms of financial data security. Face recognition
and fingerprint scanners are used to confirm that a third party does not make the payment. In
comparison, Samsung is sometimes more trusted in security because the British government
utilizes it.
Availability
Google Pay is accepted in 40+ countries, but Samsung Pay is only accepted in roughly 20
countries. Samsung Pay, which uses MST technology, can be pretty useful in countries where
it is available. Comparing Samsung vs. Google Pay, G-Pay has the upper hand regarding
availability.
Finally, when it comes to selecting between Samsung Pay vs. Android Pay which is better,
it is entirely up to the individual. If a person wishes to use Samsung Pay, they'll need a
Samsung phone. This is one of the significant disadvantages of Samsung Pay, and this is why
so many people prefer Google Pay. A Samsung smartphone cannot be purchased to use
Samsung Pay.